by Nick Hildenbrand | Mar 31, 2026 | Life, Nick Hildenbrand, Sales & Marketing
As a life insurance agent, you know the products, you’ve built trust with your clients, and you have an established book of business. But now you’re facing the next significant hurdle: How do you genuinely increase your income without simply working 20 more hours a...
by A&A Editorial Team | Feb 25, 2026 | A&A Editorial Team, Life, Protection/Income, Universal Life, Wealth
Indexed universal life (IUL) and fixed indexed annuities (FIAs) have traveled a long road. What started as niche products built to balance safety with growth potential has now matured into one of the most-watched segments in insurance, as market-linked gains, downside...
by A&A Editorial Team | Feb 9, 2026 | A&A Editorial Team, Life, Universal Life
Indexed universal life (IUL) insurance has surged in popularity over the past decade, but regulators warn that the way these products are illustrated often sets clients up with unrealistic expectations. For years, regulators, actuaries, and consumer advocates have...
by A&A Editorial Team | Dec 30, 2025 | A&A Editorial Team, Life, Protection/Income, Wealth
In a financial world increasingly focused on longevity and reliable income, annuities have surged in popularity. LIMRA reports that annuity sales in the U.S. topped $119 billion in the second quarter of 2025, representing an 8% increase from the previous year....
by A&A Editorial Team | Nov 14, 2025 | A&A Editorial Team, Life, Sales & Marketing, Universal Life
Indexed universal life insurance combines the traditional death benefit with a potential cash value component linked to a stock index. Though beneficial for specific consumers, these products can be surprisingly complex. Register to read entire article or Username...
by Greg Yodis | Nov 4, 2025 | Greg Yodis, Life, Sales & Marketing
Life insurance has long been a product considered transactional by both agents and policyholders, with minimal client engagement or communication beyond the point of sale. However, younger consumers, particularly Millennials and Gen Z, are demanding a more...
