by Chris Campbell | Nov 29, 2023 | Annuities, Chris Campbell, Life Insurance
As an active agent in life insurance and annuity sales, it’s crucial to be aware of the practice of “fronting,” commonly known as ghostwriting. This practice presents a significant compliance concern for both the agent and the carrier and is strictly prohibited by the...
by Amber Allen | Oct 26, 2023 | Amber Allen, Life Insurance
Medicaid provides health care coverage to nearly 90 million Americans, including low-income seniors who meet certain eligibility conditions regarding income and/or assets. While Medicaid is funded by the federal government and the states, the program is administered...
by David Paul | Oct 6, 2023 | David Paul, Life Insurance
For investors who know how valuable life policies can be as a financial vehicle, two of the most popular options are traditional whole life insurance and indexed universal life (IUL) insurance. Both policy types are used by many real estate investors, business owners,...
by John Poston | Oct 6, 2023 | John Poston, Life Insurance
As the population ages, securing a financially sound retirement and the necessary funding for long-term care (LTC) has become a major challenge for most Americans. It’s estimated that 70% of people over the age of 65 will need to pay for some form of LTC in their...
by John Poston | Sep 21, 2023 | John Poston, Life Insurance
As licensed agents, staying up-to-date on industry trends and understanding market shifts is crucial to providing the best guidance and support for your clients. In 2022, the traditional long-term care (LTC) market experienced a notable decline, raising questions...
by Chris Campbell | Sep 21, 2023 | Chris Campbell, Life Insurance
The insurance industry is in a unique moment in time. As Gen Z (ages 18–26) and millennials (ages 27–42) come of age, they’re able to shape the future of the industry. Recent data shows that insurance ownership has rapidly increased over the past year for Gen Z...
