by A&A Editorial Team | Feb 9, 2026 | A&A Editorial Team, Life, Universal Life
Indexed universal life (IUL) insurance has surged in popularity over the past decade, but regulators warn that the way these products are illustrated often sets clients up with unrealistic expectations. For years, regulators, actuaries, and consumer advocates have...
by A&A Editorial Team | Nov 14, 2025 | A&A Editorial Team, Life, Sales & Marketing, Universal Life
Indexed universal life insurance combines the traditional death benefit with a potential cash value component linked to a stock index. Though beneficial for specific consumers, these products can be surprisingly complex. Register to read entire article or Username...
by A&A Editorial Team | Oct 24, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Whole Life
We’ve all heard it before: “Life insurance is just too expensive.” It’s a common refrain that can quickly become a big hurdle, sometimes causing newer life insurance producers to suggest less-than-ideal coverage prematurely. Register to read...
by A&A Editorial Team | Jul 22, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Wealth
Life settlements are gaining traction as an alternative to surrendering a life insurance policy; however, not all inquiries are created equal. As licensed agents, we have a fiduciary responsibility to protect our clients’ best interests by scrutinizing inquiries and...
by Drew Gurley | Jul 16, 2025 | Annuities, Drew Gurley, Life, Universal Life, Wealth
Indexed universal life (IUL) and fixed indexed annuities (FIAs) both stand out as powerful yet distinct tools, with their camps of defenders. Some of the more dedicated proponents may even suggest that their preferred product is objectively better than others....
by A&A Editorial Team | Jun 23, 2025 | A&A Editorial Team, Life, Universal Life, Whole Life
In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity,...
