by Steve Heney | Feb 12, 2025 | Life, Steve Heney
Regarding insurance, the definition of “disability” can vary widely. This difference matters. For example, the Social Security Administration (SSA) has a strict definition: A disability must prevent someone from working any job and is expected to last at...
by A&A Editorial Team | Feb 11, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Life, Wealth
A renewed confidence is sweeping across American workers as they plan for retirement, driven by active engagement with their retirement accounts and a fresh perspective on savings — viewing them as steady monthly income rather than one-time lump sums. In fact,...
by A&A Editorial Team | Jan 31, 2025 | A&A Editorial Team, Life, Whole Life
In an era where financial literacy is more important than ever, a significant portion of Americans remain in the dark about the tax advantages of life insurance policies. Recent studies reveal that nearly a third of Americans are unaware that life insurance can offer...
by A&A Editorial Team | Oct 28, 2024 | A&A Editorial Team, Life, Sales & Marketing
Despite a broad understanding of life insurance basics, there’s still a significant gap in coverage among Americans, primarily because of cost misconceptions. A startling 72% of individuals overestimate the expense of basic term life insurance, with only about...
by A&A Editorial Team | Aug 7, 2024 | A&A Editorial Team, Life, Term Life
Life settlements — the sale of a life insurance policy to a third party — can be a financially beneficial option for policyholders who no longer need or want their coverage. However, when tax time rolls around, the implications of these transactions can be complex and...
by A&A Editorial Team | Jul 11, 2024 | A&A Editorial Team, Life
Life insurance agents in the digital age face the formidable challenge of capturing and maintaining the attention of their potential clients. Amid the constant buzz of social media, notifications, and emails and the ever-growing influence of artificial intelligence...
