The Power of Preparation: Safeguarding Livelihoods with Disability Coverage

Regarding insurance, the definition of “disability” can vary widely. This difference matters. For example, the Social Security Administration (SSA) has a strict definition: A disability must prevent someone from working any job and is expected to last at least a year or result in death.

On the other hand, private insurance companies often use more flexible definitions, such as the inability to perform the duties of a specific occupation. This flexibility is essential for consumers with specialized careers.