by Steve Heney | Apr 9, 2025 | Protection/Income, Sales & Marketing, Steve Heney
Disability insurance (DI) offers a critical safety net, replacing income if illness or injury prevents your clients from working. However, the underwriting process can sometimes be a hurdle for agents and clients. The underwriting process is where the insurance...
by Steve Heney | Apr 2, 2025 | Life, Protection/Income, Steve Heney
As a licensed insurance agent, you know that being self-employed is a balancing act. Your clients are their own bosses, but they’re also their own safety nets. When an illness or injury strikes and they can’t work, how do they keep the lights on at home...
by Steve Heney | Feb 12, 2025 | Life, Steve Heney
Regarding insurance, the definition of “disability” can vary widely. This difference matters. For example, the Social Security Administration (SSA) has a strict definition: A disability must prevent someone from working any job and is expected to last at...
