by Michael Butler | Feb 26, 2025 | Life, Michael Butler, Sales & Marketing
As society continues embracing new technology, AI and digital tools are not just affecting our day-to-day activities but fundamentally reshaping the life insurance industry. For insurance and financial professionals, these innovations streamline processes, elevate...
by Steve Heney | Feb 12, 2025 | Life, Steve Heney
Regarding insurance, the definition of “disability” can vary widely. This difference matters. For example, the Social Security Administration (SSA) has a strict definition: A disability must prevent someone from working any job and is expected to last at...
by A&A Editorial Team | Feb 11, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Life, Wealth
A renewed confidence is sweeping across American workers as they plan for retirement, driven by active engagement with their retirement accounts and a fresh perspective on savings — viewing them as steady monthly income rather than one-time lump sums. In fact,...
by A&A Editorial Team | Jan 31, 2025 | A&A Editorial Team, Life, Whole Life
In an era where financial literacy is more important than ever, a significant portion of Americans remain in the dark about the tax advantages of life insurance policies. Recent studies reveal that nearly a third of Americans are unaware that life insurance can offer...
by A&A Editorial Team | Oct 28, 2024 | A&A Editorial Team, Life, Sales & Marketing
Despite a broad understanding of life insurance basics, there’s still a significant gap in coverage among Americans, primarily because of cost misconceptions. A startling 72% of individuals overestimate the expense of basic term life insurance, with only about...
by A&A Editorial Team | Aug 7, 2024 | A&A Editorial Team, Life, Term Life
Life settlements — the sale of a life insurance policy to a third party — can be a financially beneficial option for policyholders who no longer need or want their coverage. However, when tax time rolls around, the implications of these transactions can be complex and...
