Innovation, Regulation, and Trust: The Road Ahead for Indexed Products
Indexed universal life (IUL) and fixed indexed annuities (FIAs) have traveled a long road. What started as niche products built to balance safety with growth potential has now matured into one of the most-watched segments in insurance, as market-linked gains, downside...
The Estate Planning Effect: Analyzing the Current Landscape and Opportunity
The historical separation between insurance, financial services, and estate planning is rapidly dissolving. Today’s consumers demand a more holistic approach, seamlessly integrating legacy planning with investment and retirement income strategies. A recent Trust &...
IUL Illustration Complication: Helping Clients See Past the Hype
Indexed universal life (IUL) insurance has surged in popularity over the past decade, but regulators warn that the way these products are illustrated often sets clients up with unrealistic expectations. For years, regulators, actuaries, and consumer advocates have...
The Optimism Factor: How Mindset Shapes Retirement Readiness
What if one of the strongest predictors of retirement readiness had nothing to do with income level, career path, or even investment strategy? New research reveals that optimism itself may be the game-changer. According to a 2025 study from the Nationwide Retirement...About Author
A&A Editorial Team
The Agent & Advisor Editorial Team is a highly skilled and dedicated group of professional writers and editors within the life, health insurance and financial services industry. Committed to delivering accurate, informative and engaging content, this team possesses a deep understanding of the intricacies and complexities of the industry.
