by Steve Heney | Apr 9, 2025 | Protection/Income, Sales & Marketing, Steve Heney
Disability insurance (DI) offers a critical safety net, replacing income if illness or injury prevents your clients from working. However, the underwriting process can sometimes be a hurdle for agents and clients. The underwriting process is where the insurance...
by Steve Heney | Apr 2, 2025 | Life, Protection/Income, Steve Heney
As a licensed insurance agent, you know that being self-employed is a balancing act. Your clients are their own bosses, but they’re also their own safety nets. When an illness or injury strikes and they can’t work, how do they keep the lights on at home...
by Lucas Vandenberg | Mar 24, 2025 | Lucas Vandenberg, Protection/Income, Wealth
Many clients approach retirement with preconceived notions of how much they need to save, often influenced by traditional rules of thumb like achieving a “magic number” for retirement savings or adhering to popular strategies such as the 4% withdrawal rule. However,...
by Austin James | Mar 12, 2025 | Austin James, Protection/Income, Wealth
In the digital age, people are bombarded with information, particularly regarding finances. Clients are inundated with constant investment and income product pitches, many of which contain confusing information about rules and riders. But how can they discern the...
by A&A Editorial Team | Mar 6, 2025 | A&A Editorial Team, Protection/Income, Wealth
With annuity sales reaching $108.5 billion in the second quarter of 2024 — a 25% increase from the same period in 2023 — it’s clear that consumer interest in annuities is surging. But many consumers remain uncertain about how much an annuity actually costs. Register...
by A&A Editorial Team | Feb 19, 2025 | A&A Editorial Team, Protection/Income, Wealth
Amid economic uncertainty, younger generations face significant challenges in planning for retirement. A recent survey showed that nearly half of respondents (47%) believe they’ll need to delay retirement until around age 74, a decade later than the traditional...
