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IUL or FIAs: Which is the Best Option?

IUL or FIAs: Which is the Best Option?

by Drew Gurley | Jul 16, 2025 | Annuities, Drew Gurley, Life, Universal Life, Wealth

Indexed universal life (IUL) and fixed indexed annuities (FIAs) both stand out as powerful yet distinct tools, with their camps of defenders. Some of the more dedicated proponents may even suggest that their preferred product is objectively better than others....
Life Insurance in Retirement Strategies: Balancing Benefits and Drawbacks

Life Insurance in Retirement Strategies: Balancing Benefits and Drawbacks

by A&A Editorial Team | Jun 23, 2025 | A&A Editorial Team, Life, Universal Life, Whole Life

In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity,...
Momentum in the Market: Why Life Insurance Growth Isn’t Slowing in 2025

Momentum in the Market: Why Life Insurance Growth Isn’t Slowing in 2025

by Joe Brandau | May 27, 2025 | Joe Brandau, Life, Term Life, Universal Life, Whole Life

The life insurance industry entered 2025 with tailwinds, not headwinds. Here’s what that means for licensed producers: demand is still high, opportunity is growing, and consumer expectations are evolving fast. If you’re a life insurance agent, this is a...
Behind the Scenes: Explaining the Hidden Side of Life Insurance & Annuities

Behind the Scenes: Explaining the Hidden Side of Life Insurance & Annuities

by Barry Hensley | May 12, 2025 | Barry Hensley, Life, Protection/Income, Wealth, Whole Life

In insurance, many consumers make purchasing decisions based on insufficient information. With many forms of insurance, like home or auto policies, the risks involved are relatively straightforward. Other products, like fixed index life insurance and annuities, are...
Why Disability Insurance Matters for Self-Employed People

Why Disability Insurance Matters for Self-Employed People

by Steve Heney | Apr 2, 2025 | Life, Protection/Income, Steve Heney

As a licensed insurance agent, you know that being self-employed is a balancing act. Your clients are their own bosses, but they’re also their own safety nets. When an illness or injury strikes and they can’t work, how do they keep the lights on at home...
Life Insurance Strategies for Business Owners

Life Insurance Strategies for Business Owners

by A&A Editorial Team | Mar 19, 2025 | A&A Editorial Team, Life, Term Life, Whole Life

Most people understand the personal need for life insurance to protect loved ones and their financial future. However, business owners may be unaware of the potential financial impact of their death on their business and the role of life insurance in mitigating such...
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