by A&A Editorial Team | Feb 25, 2026 | A&A Editorial Team, Life, Protection/Income, Universal Life, Wealth
Indexed universal life (IUL) and fixed indexed annuities (FIAs) have traveled a long road. What started as niche products built to balance safety with growth potential has now matured into one of the most-watched segments in insurance, as market-linked gains, downside...
by A&A Editorial Team | Feb 18, 2026 | A&A Editorial Team, Asset Management/Advisory, Wealth
The historical separation between insurance, financial services, and estate planning is rapidly dissolving. Today’s consumers demand a more holistic approach, seamlessly integrating legacy planning with investment and retirement income strategies. A recent Trust &...
by A&A Editorial Team | Jan 27, 2026 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
What if one of the strongest predictors of retirement readiness had nothing to do with income level, career path, or even investment strategy? New research reveals that optimism itself may be the game-changer. According to a 2025 study from the Nationwide Retirement...
by A&A Editorial Team | Jan 13, 2026 | A&A Editorial Team, Protection/Income, Wealth
Every day, more than 11,000 Americans turn 65 — the most significant wave of retirees in U.S. history. But instead of celebrating, many are hitting pause. Nearly one-third of Peak 65 consumers (ages 61-65) say they’re considering delaying retirement due to...
by A&A Editorial Team | Jan 7, 2026 | A&A Editorial Team, Accumulation & Retirement Income, Health, Protection/Income, Wealth
The “Silver Tsunami” is more than just a demographic shift; it’s a powerful wave of change poised to redefine retirement in America. With an estimated 20% of the U.S. population expected to be 65 or older by 2030, the Baby Boomer generation is entering its golden...
by A&A Editorial Team | Dec 30, 2025 | A&A Editorial Team, Life, Protection/Income, Wealth
In a financial world increasingly focused on longevity and reliable income, annuities have surged in popularity. LIMRA reports that annuity sales in the U.S. topped $119 billion in the second quarter of 2025, representing an 8% increase from the previous year....
