Every day, more than 11,000 Americans turn 65 — the most significant wave of retirees in U.S. history. But instead of celebrating, many are hitting pause. Nearly one-third of Peak 65 consumers (ages 61-65) say they’re considering delaying retirement due to worries about inflation, market volatility, and the future of Social Security.
Key takeaways
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- Nearly 1 in 3 Peak 65 consumers are delaying retirement due to financial insecurity.
- Financial professionals are responding, with half increasing annuity allocations in retiree portfolios.
- Immediate and fixed annuities offer the protected income older Americans need to retire on time with confidence.
- IUL Illustration Complication: Helping Clients See Past the Hype - February 9, 2026
- The Optimism Factor: How Mindset Shapes Retirement Readiness - January 27, 2026
- Keeping Retirement Timelines on Track for the Peak 65 Generation - January 13, 2026


