by Barry Hensley | May 12, 2025 | Barry Hensley, Life, Protection/Income, Wealth, Whole Life
In insurance, many consumers make purchasing decisions based on insufficient information. With many forms of insurance, like home or auto policies, the risks involved are relatively straightforward. Other products, like fixed index life insurance and annuities, are...
by A&A Editorial Team | Apr 21, 2025 | A&A Editorial Team, Protection/Income, Wealth
With a new administration in office and ongoing shifts in the political and economic landscape, navigating the complexities of Social Security can feel daunting for professionals and consumers alike. Staying informed and keeping abreast of new developments will allow...
by A&A Editorial Team | Apr 11, 2025 | A&A Editorial Team, Life Insurance, Protection/Income, Universal Life
Indexed annuities and universal life (IUL) insurance propel the industry to the forefront of retirement strategies. As Americans are gravitating toward financial products that offer the potential for gains without the accompanying risk of market losses, there’s an...
by Steve Heney | Apr 9, 2025 | Protection/Income, Sales & Marketing, Steve Heney
Disability insurance (DI) offers a critical safety net, replacing income if illness or injury prevents your clients from working. However, the underwriting process can sometimes be a hurdle for agents and clients. The underwriting process is where the insurance...
by Steve Heney | Apr 2, 2025 | Life, Protection/Income, Steve Heney
As a licensed insurance agent, you know that being self-employed is a balancing act. Your clients are their own bosses, but they’re also their own safety nets. When an illness or injury strikes and they can’t work, how do they keep the lights on at home...
by Lucas Vandenberg | Mar 24, 2025 | Lucas Vandenberg, Protection/Income, Wealth
Many clients approach retirement with preconceived notions of how much they need to save, often influenced by traditional rules of thumb like achieving a “magic number” for retirement savings or adhering to popular strategies such as the 4% withdrawal rule. However,...