by Joe Brandau | Dec 2, 2025 | Joe Brandau, Protection/Income, Wealth
For decades, the “4% rule” has been the shorthand for the conventional wisdom of retirement income planning: Withdraw 4% of your savings in the first year, then adjust for inflation each year after. However, new research is revealing what many in the financial...
by Devon Williams | Aug 5, 2025 | Devon Williams, Protection/Income, Sales & Marketing, Wealth
If clients aren’t sticking around after the sale, something isn’t connecting. In a competitive market where consumers are constantly pitched newer, faster, “better” products, the ability to maintain long-term relationships is what separates...
by Greg Yodis | Jul 24, 2025 | Greg Yodis, Protection/Income, Wealth
For clients who plan to stop working before age 70, one question always arises: “How do I maintain an income without reducing my Social Security benefits?” Early filing leads to lower monthly payments for life, while waiting until 70 can result in...
by Steve Heney | Jul 18, 2025 | Protection/Income, Steve Heney, Wealth
The potential need for disability insurance is not one the average American can see or feel in their everyday lives like they do with health insurance (ie. picking up prescriptions from their pharmacy). The need for disability insurance is often not considered until...
by Greg Yodis | Jun 6, 2025 | Greg Yodis, Protection/Income, Wealth
Interest rates increased 11 times between March 2022 and July 2023, leading to an annuity boom. The annuity market continues to rise above pre-pandemic levels in 2025 with new living benefits, enhanced riders, and various cost structures. Register to read entire...
by Eric Bruno | Jun 4, 2025 | Eric Bruno, Protection/Income, Wealth
It’s our responsibility to demystify financial concepts for our clients, but many industry sources frequently misrepresent and misunderstand annuities as options in the retirement strategy toolkit. Wink, Inc. CEO and president Cheryl Moore recently called out...
