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Behind the Scenes: Explaining the Hidden Side of Life Insurance & Annuities

Behind the Scenes: Explaining the Hidden Side of Life Insurance & Annuities

by Barry Hensley | May 12, 2025 | Barry Hensley, Life, Protection/Income, Wealth, Whole Life

In insurance, many consumers make purchasing decisions based on insufficient information. With many forms of insurance, like home or auto policies, the risks involved are relatively straightforward. Other products, like fixed index life insurance and annuities, are...
Funding Crisis in the Near Future: Social Security Insights for 2025

Funding Crisis in the Near Future: Social Security Insights for 2025

by A&A Editorial Team | Apr 21, 2025 | A&A Editorial Team, Protection/Income, Wealth

With a new administration in office and ongoing shifts in the political and economic landscape, navigating the complexities of Social Security can feel daunting for professionals and consumers alike. Staying informed and keeping abreast of new developments will allow...
How Indexing Can Fuel Life Insurance and Annuity Success

How Indexing Can Fuel Life Insurance and Annuity Success

by A&A Editorial Team | Apr 11, 2025 | A&A Editorial Team, Life Insurance, Protection/Income, Universal Life

Indexed annuities and universal life (IUL) insurance propel the industry to the forefront of retirement strategies. As Americans are gravitating toward financial products that offer the potential for gains without the accompanying risk of market losses, there’s an...
Empower Your Clients with These Disability Insurance Keys to Success

Empower Your Clients with These Disability Insurance Keys to Success

by Steve Heney | Apr 9, 2025 | Protection/Income, Sales & Marketing, Steve Heney

Disability insurance (DI) offers a critical safety net, replacing income if illness or injury prevents your clients from working. However, the underwriting process can sometimes be a hurdle for agents and clients. The underwriting process is where the insurance...
Why Disability Insurance Matters for Self-Employed People

Why Disability Insurance Matters for Self-Employed People

by Steve Heney | Apr 2, 2025 | Life, Protection/Income, Steve Heney

As a licensed insurance agent, you know that being self-employed is a balancing act. Your clients are their own bosses, but they’re also their own safety nets. When an illness or injury strikes and they can’t work, how do they keep the lights on at home...
No Magic Number: Resetting Client Expectations for Retirement

No Magic Number: Resetting Client Expectations for Retirement

by Lucas Vandenberg | Mar 24, 2025 | Lucas Vandenberg, Protection/Income, Wealth

Many clients approach retirement with preconceived notions of how much they need to save, often influenced by traditional rules of thumb like achieving a “magic number” for retirement savings or adhering to popular strategies such as the 4% withdrawal rule. However,...
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