by A&A Editorial Team | Jan 2, 2024 | A&A Editorial Team, Life, Wealth
Structured life insurance products are gaining traction in the insurance industry. In their attempt to share the risk with the buyer rather than take all the risk themselves, insurers are offering a range of new structured life contracts. But while these products may...
by A&A Editorial Team | Jan 2, 2024 | A&A Editorial Team, Life, Sales & Marketing
Obtaining accurate client health insurance information poses a significant challenge in the insurance industry. Without reliable data, it becomes impossible to make informed decisions regarding policies and premiums. This article aims to provide valuable insights on...
by A&A Editorial Team | Jan 2, 2024 | A&A Editorial Team, Life, Term Life
Advisors are always looking for innovative solutions for their clients. Life settlements are a surprisingly underutilized financial tool that can provide life insurance policyholders with cash in exchange for a policy they no longer need or want. Many consumers have...
by David Paul | Dec 20, 2023 | David Paul, Life
In our industry, it’s important that we understand the unique challenges faced by women when it comes to obtaining adequate life insurance coverage. Despite comprising nearly half of the U.S. workforce, women remain an underserved market in the life insurance...
by A&A Editorial Team | Dec 18, 2023 | A&A Editorial Team, Life
In recent years, more insurance companies have offered policyholders cash incentives for surrendering their life insurance policies. These offers, known as “enhanced cash surrender value” (ECSV), have raised concerns among legislators and those in the life settlement...
by A&A Editorial Team | Nov 29, 2023 | Life, Regulatory, Wealth
As an active agent in life insurance and annuity sales, it’s crucial to be aware of the practice of “fronting,” commonly known as ghostwriting. This practice presents a significant compliance concern for both the agent and the carrier and is strictly prohibited by the...
