by A&A Editorial Team | Oct 20, 2025 | A&A Editorial Team, Life, Term Life, Whole Life
With genetic testing more accessible than ever, a growing number of Americans are opting to learn about their hereditary health risks. At the same time, regulators are pushing back on how that data can be used — especially in life insurance underwriting. In fact,...
by A&A Editorial Team | Sep 30, 2025 | A&A Editorial Team, Life, Marketing Best Practices, Sales & Marketing
September is more than a page on the calendar. It’s an opportunity for licensed agents and producers to reintroduce life insurance to consumers who may have overlooked or misunderstood its value. Every year, the industry highlights the importance of financial...
by A&A Editorial Team | Jul 22, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Wealth
Life settlements are gaining traction as an alternative to surrendering a life insurance policy; however, not all inquiries are created equal. As licensed agents, we have a fiduciary responsibility to protect our clients’ best interests by scrutinizing inquiries and...
by Drew Gurley | Jul 16, 2025 | Annuities, Drew Gurley, Life, Universal Life, Wealth
Indexed universal life (IUL) and fixed indexed annuities (FIAs) both stand out as powerful yet distinct tools, with their camps of defenders. Some of the more dedicated proponents may even suggest that their preferred product is objectively better than others....
by A&A Editorial Team | Jun 23, 2025 | A&A Editorial Team, Life, Universal Life, Whole Life
In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity,...
by Joe Brandau | May 27, 2025 | Joe Brandau, Life, Term Life, Universal Life, Whole Life
The life insurance industry entered 2025 with tailwinds, not headwinds. Here’s what that means for licensed producers: demand is still high, opportunity is growing, and consumer expectations are evolving fast. If you’re a life insurance agent, this is a...
