by A&A Editorial Team | Nov 14, 2025 | A&A Editorial Team, Life, Sales & Marketing, Universal Life
Indexed universal life insurance combines the traditional death benefit with a potential cash value component linked to a stock index. Though beneficial for specific consumers, these products can be surprisingly complex. Register to read entire article or Username...
by Greg Yodis | Nov 4, 2025 | Greg Yodis, Life, Sales & Marketing
Life insurance has long been a product considered transactional by both agents and policyholders, with minimal client engagement or communication beyond the point of sale. However, younger consumers, particularly Millennials and Gen Z, are demanding a more...
by A&A Editorial Team | Oct 24, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Whole Life
We’ve all heard it before: “Life insurance is just too expensive.” It’s a common refrain that can quickly become a big hurdle, sometimes causing newer life insurance producers to suggest less-than-ideal coverage prematurely. Register to read...
by A&A Editorial Team | Oct 20, 2025 | A&A Editorial Team, Life, Term Life, Whole Life
With genetic testing more accessible than ever, a growing number of Americans are opting to learn about their hereditary health risks. At the same time, regulators are pushing back on how that data can be used — especially in life insurance underwriting. In fact,...
by A&A Editorial Team | Sep 30, 2025 | A&A Editorial Team, Life, Marketing Best Practices, Sales & Marketing
September is more than a page on the calendar. It’s an opportunity for licensed agents and producers to reintroduce life insurance to consumers who may have overlooked or misunderstood its value. Every year, the industry highlights the importance of financial...
by A&A Editorial Team | Jul 22, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Wealth
Life settlements are gaining traction as an alternative to surrendering a life insurance policy; however, not all inquiries are created equal. As licensed agents, we have a fiduciary responsibility to protect our clients’ best interests by scrutinizing inquiries and...
