by A&A Editorial Team | Feb 9, 2026 | A&A Editorial Team, Life, Universal Life
Indexed universal life (IUL) insurance has surged in popularity over the past decade, but regulators warn that the way these products are illustrated often sets clients up with unrealistic expectations. For years, regulators, actuaries, and consumer advocates have...
by A&A Editorial Team | Jan 27, 2026 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
What if one of the strongest predictors of retirement readiness had nothing to do with income level, career path, or even investment strategy? New research reveals that optimism itself may be the game-changer. According to a 2025 study from the Nationwide Retirement...
by A&A Editorial Team | Jan 13, 2026 | A&A Editorial Team, Protection/Income, Wealth
Every day, more than 11,000 Americans turn 65 — the most significant wave of retirees in U.S. history. But instead of celebrating, many are hitting pause. Nearly one-third of Peak 65 consumers (ages 61-65) say they’re considering delaying retirement due to...
by A&A Editorial Team | Jan 7, 2026 | A&A Editorial Team, Accumulation & Retirement Income, Health, Protection/Income, Wealth
The “Silver Tsunami” is more than just a demographic shift; it’s a powerful wave of change poised to redefine retirement in America. With an estimated 20% of the U.S. population expected to be 65 or older by 2030, the Baby Boomer generation is entering its golden...
by A&A Editorial Team | Jan 2, 2026 | A&A Editorial Team, ACA Plans, Health
A convergence of legislative changes and market integrity initiatives is reshaping the Affordable Care Act (ACA) Marketplace landscape. For the more than 24 million Americans who rely on the ACA Marketplaces for their coverage and the insurance professionals who serve...
by A&A Editorial Team | Dec 30, 2025 | A&A Editorial Team, Life, Protection/Income, Wealth
In a financial world increasingly focused on longevity and reliable income, annuities have surged in popularity. LIMRA reports that annuity sales in the U.S. topped $119 billion in the second quarter of 2025, representing an 8% increase from the previous year....
