by A&A Editorial Team | Aug 20, 2025 | A&A Editorial Team, Health, Supplemental & Ancillary Products
A recent study by Certification for Long-Term Care reveals a critical gap in understanding among middle-income consumers regarding long-term care insurance (LTCI). Many consumers significantly underestimate their need for and the affordability of LTC plans. Because of...
by A&A Editorial Team | Aug 12, 2025 | A&A Editorial Team, Health, Medicare/Medicare Advantage
Despite CMS mandates for Medicare Advantage (MA) insurers to update their directories every 90 days, a staggering 33% of provider listings contain inaccurate phone numbers, and 52% list incorrect provider locations. Register to read entire article or Username Password...
by A&A Editorial Team | Jul 22, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Wealth
Life settlements are gaining traction as an alternative to surrendering a life insurance policy; however, not all inquiries are created equal. As licensed agents, we have a fiduciary responsibility to protect our clients’ best interests by scrutinizing inquiries and...
by A&A Editorial Team | Jul 1, 2025 | A&A Editorial Team, Sales & Marketing, Sales Tips
Licensed insurance agents spend their careers helping others prepare for the future. They guide clients through life’s uncertainties, protect their families, and help them ensure their financial security. But when it comes to their own business, how prepared are...
by A&A Editorial Team | Jun 23, 2025 | A&A Editorial Team, Life, Universal Life, Whole Life
In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity,...
by A&A Editorial Team | Jun 19, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
It’s 2025, and we’re in the thick of the Peak 65 wave. More than 11,200 Americans turn 65 each day — up from 10,000 a decade ago — and over 4.1 million people will retire annually through 2027. However, the fundamental shift isn’t just demographic;...
