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Life Insurance in Retirement Strategies: Balancing Benefits and Drawbacks

Life Insurance in Retirement Strategies: Balancing Benefits and Drawbacks

by A&A Editorial Team | Jun 23, 2025 | A&A Editorial Team, Life, Universal Life, Whole Life

In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity,...
Retirement Readiness Means Rethinking The Decumulation Phase

Retirement Readiness Means Rethinking The Decumulation Phase

by A&A Editorial Team | Jun 19, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth

It’s 2025, and we’re in the thick of the Peak 65 wave. More than 11,200 Americans turn 65 each day — up from 10,000 a decade ago — and over 4.1 million people will retire annually through 2027. However, the fundamental shift isn’t just demographic;...
Keys to Consistency: How SNPs Can Help You Make the Most of Medicare Lock-In

Keys to Consistency: How SNPs Can Help You Make the Most of Medicare Lock-In

by A&A Editorial Team | Jun 13, 2025 | A&A Editorial Team, Health, Medicare/Medicare Advantage

Outside of the busy AEP enrollment season, it can feel like someone pressed pause on your sales momentum. However, the reality is that Medicare opportunities don’t disappear during the rest of the year; they merely shift. CMS expects enrollment in Special Needs Plans...
Reversing the Rise in Avoidable Deaths: Examining the Role of Agents

Reversing the Rise in Avoidable Deaths: Examining the Role of Agents

by A&A Editorial Team | Jun 9, 2025 | A&A Editorial Team, Health, Sales & Marketing

The U.S. is facing a public health failure that most people don’t even know about. Between 2009 and 2019, the average rate of avoidable deaths — those that could have been prevented or effectively treated with proper care — increased by 33 per 100,000 people...
Rescuing Generation X from a Looming Retirement Crisis

Rescuing Generation X from a Looming Retirement Crisis

by A&A Editorial Team | May 23, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth

Almost half of Generation X — Americans aged 44 to 59 — are entering their peak earning years without any retirement plan in place and only 14% believe they’ve saved enough to retire securely, according to a new study from Schroders. Even though they estimate a...
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About Author

A&A Editorial Team

A&A Editorial Team

The Agent & Advisor Editorial Team is a highly skilled and dedicated group of professional writers and editors within the life, health insurance and financial services industry. Committed to delivering accurate, informative and engaging content, this team possesses a deep understanding of the intricacies and complexities of the industry.

Learn more about the Editorial Team.

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