When it comes to retirement planning, many U.S. employees are making a costly mistake: cashing out their 401(k)s when they leave their jobs. New research shows that nearly half (41.4%) of Americans cashed out at least part of their 401(k)s when leaving their job — and 85% of those drained their balance entirely. Workers who change jobs often and cash out their 401(k)s miss out on the growth that their investments would have enjoyed if they’d been left in the plan.
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