In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity, and not align the product with broader financial goals.
Key takeaways
-
- Permanent life insurance can be a valuable tool for retirement, but it must be used in the right circumstances.
- Failing to tailor life insurance recommendations to client needs can lead to customer disappointment and dissatisfaction.
- Licensed agents should assess clients’ retirement income goals, risk tolerance, and estate planning needs, and compare various life policies to ensure the best fit.
The Agent & Advisor Editorial Team is a highly skilled and dedicated group of professional writers and editors within the life, health insurance and financial services industry. Committed to delivering accurate, informative and engaging content, this team possesses a deep understanding of the intricacies and complexities of the industry.
Learn more about the Editorial Team.
Learn more about the Editorial Team.
Latest posts by A&A Editorial Team (see all)
- The Secret to Presenting IUL Illustrations Effectively - November 14, 2025
- How the Big, Beautiful Bill Impacts ACA Marketplace Plans and Enrollment - November 13, 2025
- Why Some Medicare Advantage Plans Are Ending in 2026 (and What You Can Do to Help Enrollees) - November 12, 2025
