Recent legislative changes have been set to reshape how ACA Marketplace agents and brokers operate during the upcoming Open Enrollment Period (OEP). The newly passed “One Big Beautiful Bill” (OBBBA), along with executive orders aimed at improving the Affordable Care Act, introduces several key provisions that will directly impact Marketplace plans and enrollment.
Key takeaways
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- The recently passed federal budget bill will dramatically change the way agents operate with ACA plans, including the OEP being shortened to November 1 to December 15 for all states.
- Other changes include the year-round SEP for low-income individuals being eliminated and new rules on $0 premium plan auto-renewals to increase marketplace integrity and reduce improper enrollments.
- Agents must be proactive, informed, and ready to guide clients through a more condensed enrollment window.
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