by A&A Editorial Team | Oct 24, 2025 | A&A Editorial Team, Life, Term Life, Universal Life, Whole Life
We’ve all heard it before: “Life insurance is just too expensive.” It’s a common refrain that can quickly become a big hurdle, sometimes causing newer life insurance producers to suggest less-than-ideal coverage prematurely. Register to read...
by A&A Editorial Team | Oct 20, 2025 | A&A Editorial Team, Life, Term Life, Whole Life
With genetic testing more accessible than ever, a growing number of Americans are opting to learn about their hereditary health risks. At the same time, regulators are pushing back on how that data can be used — especially in life insurance underwriting. In fact,...
by A&A Editorial Team | Jun 23, 2025 | A&A Editorial Team, Life, Universal Life, Whole Life
In retirement strategies, life insurance policies can serve as versatile tools, offering benefits beyond traditional death benefits. However, a one-size-fits-all approach can lead licensed agents to overemphasize the investment potential, ignore costs and complexity,...
by Joe Brandau | May 27, 2025 | Joe Brandau, Life, Term Life, Universal Life, Whole Life
The life insurance industry entered 2025 with tailwinds, not headwinds. Here’s what that means for licensed producers: demand is still high, opportunity is growing, and consumer expectations are evolving fast. If you’re a life insurance agent, this is a...
by Barry Hensley | May 12, 2025 | Barry Hensley, Life, Protection/Income, Wealth, Whole Life
In insurance, many consumers make purchasing decisions based on insufficient information. With many forms of insurance, like home or auto policies, the risks involved are relatively straightforward. Other products, like fixed index life insurance and annuities, are...
by A&A Editorial Team | Mar 19, 2025 | A&A Editorial Team, Life, Term Life, Whole Life
Most people understand the personal need for life insurance to protect loved ones and their financial future. However, business owners may be unaware of the potential financial impact of their death on their business and the role of life insurance in mitigating such...