by A&A Editorial Team | May 14, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
The American Council of Life Insurers (ACLI) Financial Resilience Index, released in January, tells an important story: Middle-class financial resilience is improving but is still far from steady. During Q3 of last year, the Headline Index score, which measures...
by A&A Editorial Team | May 9, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Sales & Marketing, Wealth
As 2025 continues through its second quarter, optimism about the economy has reached a seven-year high. Americans were feeling more positive at the end of 2024 about key economic indicators like the stock market and interest rates, with 67% expecting their financial...
by A&A Editorial Team | May 6, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
The 2025 Retirement Confidence Survey (RCS), conducted annually by the Employee Benefit Research Institute (EBRI), reveals a mixed bag of optimism and concern. While a majority of American workers (67% “confident” and 24% “very high confidence”) remain confident in...
by A&A Editorial Team | Apr 25, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
While many self-directed investors recognize the value of professional financial advice, a substantial portion remain hesitant to utilize it. According to recent findings from Cerulli, more than half of investors managing their portfolios value speaking with a human...
by A&A Editorial Team | Apr 23, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
Imagine one of your clients, a couple in their late 50s. They’ve worked hard, saved diligently, and now have a nest egg they’re proud of. But they hesitate when you ask them how they plan to turn those retirement savings into income for the next 30 years....
by A&A Editorial Team | Apr 14, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
In retirement, the sequence of return risk presents a unique threat that can derail even the most carefully crafted strategies. For those approaching retirement, the stakes are high: an untimely market downturn can rapidly deplete savings, forcing retirees to sell...
