The 2025 Retirement Confidence Survey (RCS), conducted annually by the Employee Benefit Research Institute (EBRI), reveals a mixed bag of optimism and concern. While a majority of American workers (67% “confident” and 24% “very high confidence”) remain confident in their retirement prospects, significant anxieties still persist, particularly around inflation, the cost of living, and potential government changes to the retirement system.
Key takeaways
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- The 2025 Retirement Confidence Survey reported that while most American workers are confident in their retirement prospects, significant anxieties remain.
- Much of this anxiety was attributed to worries about inflation, the cost of living, and potential government changes to the retirement and Social Security system.
- Financial professionals can help alleviate concerns and increase confidence by empathetic understanding their clients’ circumstances and helping them develop a strategy that incorporates planning for healthcare expenses and reliable retirement income.
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