The 2025 Retirement Confidence Survey (RCS), conducted annually by the Employee Benefit Research Institute (EBRI), reveals a mixed bag of optimism and concern. While a majority of American workers (67% “confident” and 24% “very high confidence”) remain confident in their retirement prospects, significant anxieties still persist, particularly around inflation, the cost of living, and potential government changes to the retirement system.
Key takeaways
-
- The 2025 Retirement Confidence Survey reported that while most American workers are confident in their retirement prospects, significant anxieties remain.
- Much of this anxiety was attributed to worries about inflation, the cost of living, and potential government changes to the retirement and Social Security system.
- Financial professionals can help alleviate concerns and increase confidence by empathetic understanding their clients’ circumstances and helping them develop a strategy that incorporates planning for healthcare expenses and reliable retirement income.
The Agent & Advisor Editorial Team is a highly skilled and dedicated group of professional writers and editors within the life, health insurance and financial services industry. Committed to delivering accurate, informative and engaging content, this team possesses a deep understanding of the intricacies and complexities of the industry.
Learn more about the Editorial Team.
Learn more about the Editorial Team.
Latest posts by A&A Editorial Team (see all)
- Innovation, Regulation, and Trust: The Road Ahead for Indexed Products - February 25, 2026
- The Estate Planning Effect: Analyzing the Current Landscape and Opportunity - February 18, 2026
- IUL Illustration Complication: Helping Clients See Past the Hype - February 9, 2026
