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Solving the Income Protection Gap Problem with Executive Disability Insurance

Solving the Income Protection Gap Problem with Executive Disability Insurance

by Steve Heney | Jul 18, 2025 | Protection/Income, Steve Heney, Wealth

The potential need for disability insurance is not one the average American can see or feel in their everyday lives like they do with health insurance (ie. picking up prescriptions from their pharmacy). The need for disability insurance is often not considered until...
Empower Your Clients with These Disability Insurance Keys to Success

Empower Your Clients with These Disability Insurance Keys to Success

by Steve Heney | Apr 9, 2025 | Protection/Income, Sales & Marketing, Steve Heney

Disability insurance (DI) offers a critical safety net, replacing income if illness or injury prevents your clients from working. However, the underwriting process can sometimes be a hurdle for agents and clients. The underwriting process is where the insurance...
Why Disability Insurance Matters for Self-Employed People

Why Disability Insurance Matters for Self-Employed People

by Steve Heney | Apr 2, 2025 | Life, Protection/Income, Steve Heney

As a licensed insurance agent, you know that being self-employed is a balancing act. Your clients are their own bosses, but they’re also their own safety nets. When an illness or injury strikes and they can’t work, how do they keep the lights on at home...
The Power of Preparation: Safeguarding Livelihoods with Disability Coverage

The Power of Preparation: Safeguarding Livelihoods with Disability Coverage

by Steve Heney | Feb 12, 2025 | Life, Steve Heney

Regarding insurance, the definition of “disability” can vary widely. This difference matters. For example, the Social Security Administration (SSA) has a strict definition: A disability must prevent someone from working any job and is expected to last at...

About Author

Steve Heney

Steve Heney

Steve Heney is an experienced insurance professional currently serving as Principal at AIMCOR EIG since January 2020. As Principal at KME Insurance Brokerage since 2007, Steve has contributed to the company's reputation as a national leader in marketing and managing corporate disability and life plans for independent producers and benefits consultants.

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