Why Guaranteed Income Is Replacing the 4% Rule
For decades, the “4% rule” has been the shorthand for the conventional wisdom of retirement income planning: Withdraw 4% of your savings in the first year, then adjust for inflation each year after. However, new research is revealing what many in the financial...
The SEP Advantage: Boost Your Medicare Business Year-Round
Licensed agents in the Medicare space are well-versed in the rhythm of the Annual Enrollment Period (AEP) and the Medicare Advantage Open Enrollment Period (MA OEP). The busy months from October through March are often a whirlwind of enrollments, client meetings, and...
Momentum in the Market: Why Life Insurance Growth Isn’t Slowing in 2025
The life insurance industry entered 2025 with tailwinds, not headwinds. Here’s what that means for licensed producers: demand is still high, opportunity is growing, and consumer expectations are evolving fast. If you’re a life insurance agent, this is a...
Agents as Advocates: Using Medigap and MSP to Combat the ‘Medicare Cliff’
Licensed agents who work with Medicare products are on the front lines of a significant shift in healthcare coverage affecting our most vulnerable consumers. Recent data reveals a troubling trend: lower-income older adults transitioning from Medicaid to Medicare face...About Author
Joe Brandau
Joe Brandau is Senior Marketing Director at AmeriLife Marketing Group, where he specializes in managing, training, recruiting, and setting distribution for the production of Medicare Supplements, Medicare Advantage, Prescription Drug Plans, and life/final expense policies. He currently manages over 5,000 downline contracts and helps them grow from one-on-one independent agents to large FMOs.
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