More than 10 million Medicare beneficiaries live in rural communities — nearly one in five enrollees. These individuals tend to be older, sicker, and poorer than their urban peers. They often face long drives for care, limited plan choices, and a health system that doesn’t fit where they live or how they age.

Key takeaways

    1. Rural Americans face higher risks and fewer healthcare options, making plan selection especially critical.
    2. Many rural consumers rely on traditional Medicare and stand-alone drug plans due to limited MA availability.
    3. Licensed agents play a vital role in bridging gaps caused by hospital closures, provider shortages, and tech limitations.
A&A Editorial Team