Medicare cost increases are nothing new, but 2026 is shaping up to be a year that beneficiaries will remember. Part B premiums are projected to climb 11.6% to $206.50 — the sharpest jump in dollar terms since 2022. Meanwhile, Part D base premiums are also expected to rise 6% to $38.99, alongside higher deductibles and tighter formularies.
Key takeaways
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- In 2026, Part B premiums jump 11.6% to $206.50 and Part D base premiums rise to $38.99.
- Nearly 40% of the projected 2026 COLA could be consumed by the Part B increase.
- You can use premium and deductible changes as a springboard for deeper education and stronger relationships.
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