by Lucas Vandenberg | Mar 24, 2025 | Lucas Vandenberg, Protection/Income, Wealth
Many clients approach retirement with preconceived notions of how much they need to save, often influenced by traditional rules of thumb like achieving a “magic number” for retirement savings or adhering to popular strategies such as the 4% withdrawal rule. However,...
by Lucas Vandenberg | Jan 7, 2025 | Accumulation & Retirement Income, Lucas Vandenberg, Wealth
Takeaways Many Peak 65 seniors are anxious about economic conditions and their financial readiness for retirement. Financial professionals play a key role in bridging the education gap for seniors, increasing their confidence and guiding them toward effective income...
by Lucas Vandenberg | Oct 14, 2024 | Health, Lucas Vandenberg, Medicare/Medicare Advantage, Supplemental & Ancillary Products
Medicare Advantage (MA) plans currently serve over half of all Medicare-eligible individuals. Despite this dominance, the demand for Medicare Supplement (also known as Medigap) plans is on the rise, with recent projections showing an increase from 14.3 million to 17...
by Lucas Vandenberg | Oct 7, 2024 | Lucas Vandenberg, Medicare/Medicare Advantage, Supplemental & Ancillary Products
Medicare Advantage (MA) enrollees now account for nearly half of all inpatient hospital stays. This shift not only affects the dynamics of how these patients receive healthcare, but it also opens up new avenues to guide consumers to more holistic coverage. It’s...
by Lucas Vandenberg | Oct 7, 2024 | Health, Lucas Vandenberg, Medicare/Medicare Advantage
Dual-Eligible Special Needs Plans (D-SNPs) — a type of Medicare Advantage plan specifically designed for individuals eligible for both Medicare and Medicaid — offer consumers more for less, especially compared to traditional MA plans. D-SNPs can provide greater...
by Lucas Vandenberg | Sep 30, 2024 | Health, Lucas Vandenberg, Supplemental & Ancillary Products
We all know that managing medication costs is critical for everyone, especially Medicare-eligible clients. As licensed sales agents, understanding the available savings programs can provide valuable guidance to clients seeking affordable solutions. Let’s explore the...
