by A&A Editorial Team | Jan 27, 2026 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
What if one of the strongest predictors of retirement readiness had nothing to do with income level, career path, or even investment strategy? New research reveals that optimism itself may be the game-changer. According to a 2025 study from the Nationwide Retirement...
by A&A Editorial Team | Jan 7, 2026 | A&A Editorial Team, Accumulation & Retirement Income, Health, Protection/Income, Wealth
The “Silver Tsunami” is more than just a demographic shift; it’s a powerful wave of change poised to redefine retirement in America. With an estimated 20% of the U.S. population expected to be 65 or older by 2030, the Baby Boomer generation is entering its golden...
by A&A Editorial Team | Sep 25, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
From now until 2045, an estimated $124 trillion in assets is expected to change hands in the Great Wealth Transfer, primarily passing from Baby Boomers to younger. “The Great Wealth Transfer is no longer a distant forecast — it’s happening right now,” said Julian...
by A&A Editorial Team | Jun 19, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
It’s 2025, and we’re in the thick of the Peak 65 wave. More than 11,200 Americans turn 65 each day — up from 10,000 a decade ago — and over 4.1 million people will retire annually through 2027. However, the fundamental shift isn’t just demographic;...
by A&A Editorial Team | May 23, 2025 | A&A Editorial Team, Accumulation & Retirement Income, Wealth
Almost half of Generation X — Americans aged 44 to 59 — are entering their peak earning years without any retirement plan in place and only 14% believe they’ve saved enough to retire securely, according to a new study from Schroders. Even though they estimate a...
by Amber Allen | May 19, 2025 | Accumulation & Retirement Income, Amber Allen, Wealth
Financial stress remains a top concern for Americans, but new data suggests that many may underestimate their financial stability. The KeyBank 2025 Financial Mobility Survey reveals that 33% of Americans often feel stressed or anxious about their debt, even though...