It’s 2025, and we’re in the thick of the Peak 65 wave. More than 11,200 Americans turn 65 each day — up from 10,000 a decade ago — and over 4.1 million people will retire annually through 2027. However, the fundamental shift isn’t just demographic; it’s psychological.
Key takeaways
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- Nearly half spend their savings without structure, which puts long-term sustainability at risk.
- Annuities and delayed Social Security can help clients feel more comfortable using what they’ve saved.
- Clients underestimate how much guidance they might need in retirement. As their trusted financial professional, you may need to step in early and often if needed.
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Learn more about the Editorial Team.
Learn more about the Editorial Team.
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