Financial stress can take a toll on anyone, let alone those nearing retirement. The mental load can impact not only their financial well-being but also their mental health.
With credit card debt reaching a record high of $1.13 trillion and personal savings rates plummeting, it’s clear that people are spending more, borrowing more, and saving less. And let’s remember the surge in interest rates and consumer prices that have been hitting our wallets hard. Inflation hit a 40-year high of 9.1% last summer, and prices continue to creep up.
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