3 Essential Strategies to Tackle Sequence of Return Risk

 In retirement, the sequence of return risk presents a unique threat that can derail even the most carefully crafted strategies. For those approaching retirement, the stakes are high: an untimely market downturn can rapidly deplete savings, forcing retirees to sell assets at a loss and potentially jeopardize the longevity of their income.

Key takeaways

1. 1. The bucket strategy aligns assets with retirement phases, helping to buffer against down markets.
   2. Guaranteed income assets provide steady, reliable income to offset market volatility.
   3. Vigilance and flexibility in response to market conditions are vital to sustaining predictable retirement income.