Disproving Perceptions: Survey Reveals Stress Despite Personal Financial Reality

Financial stress remains a top concern for Americans, but new data suggests that many may underestimate their financial stability. The KeyBank 2025 Financial Mobility Survey reveals that 33% of Americans often feel stressed or anxious about their debt, even though nearly half (44%) report having no credit card debt.

Key takeaways

1. 1. New research demonstrates a disconnect between many Americans’ perceptions of their finances and the reality.
   2. While a majority (68%) of Americans are worried that they won’t have enough money to last through retirement, almost half are only $2,500 away from their goal.
   3. Financial professionals can help their clients reduce stress and build confidence by assisting them to gain perspective and aligning their perception with their financial reality.